{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-24-000116","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2024-05-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.538301+00:00","generated_at":"2026-06-01T11:21:47.215977+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"loanDepot launches exchange of $497.8M 6.5% notes for new 8.25% secured notes due 2027","bullets":["Offers $850 principal of 8.250% 2027 notes plus $250 cash per $1,000 Old Note (early tender); $200 cash late.","Early tender deadline June 3, 2024; expiration June 18, 2024; settlement expected June 24, 2024.","Soliciting consents to eliminate substantially all restrictive covenants in Old Note indenture.","New notes secured by membership interests, up to $60M MSRs, and $100.6M of 2028 notes."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-24-000116","json":"https://secwatch.observer/filing/0001831631-24-000116.json","markdown":"https://secwatch.observer/filing/0001831631-24-000116.md","text":"https://secwatch.observer/filing/0001831631-24-000116.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000116/0001831631-24-000116-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000116/ldi-20240520.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T11:21:47.215977+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}