---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-24-000116"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2024-05-21T23:59:59+00:00"
generated_at: "2026-06-01T11:21:47.215977+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# loanDepot launches exchange of $497.8M 6.5% notes for new 8.25% secured notes due 2027

## Summary
- Offers $850 principal of 8.250% 2027 notes plus $250 cash per $1,000 Old Note (early tender); $200 cash late.
- Early tender deadline June 3, 2024; expiration June 18, 2024; settlement expected June 24, 2024.
- Soliciting consents to eliminate substantially all restrictive covenants in Old Note indenture.
- New notes secured by membership interests, up to $60M MSRs, and $100.6M of 2028 notes.

## SEC filing metadata
- accession: 0001831631-24-000116
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2024-05-21T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000116/0001831631-24-000116-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000116/ldi-20240520.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-24-000116
- JSON: https://secwatch.observer/filing/0001831631-24-000116.json
- Plain text: https://secwatch.observer/filing/0001831631-24-000116.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.