---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-24-000133"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2024-06-05T23:59:59+00:00"
generated_at: "2026-06-01T06:20:04.269193+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# loanDepot amends exchange offer for $497.8M 6.5% notes, offers new 8.75% secured notes due 2027

## Summary
- New notes pay 8.750% (up 0.5%) and mature Nov 2027; total consideration $1,100 per $1,000 principal (cash + notes).
- Maximum cash consideration $185M; minimum tender condition of 85% ($423.1M) of outstanding notes.
- As of June 3, $123.1M (24.7%) tendered; holders of 68% indicated intent to participate.
- New notes secured by credit risk retention securities, MSRs (up to $60M fair value), and $100.6M of 2028 notes.

## SEC filing metadata
- accession: 0001831631-24-000133
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2024-06-05T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000133/0001831631-24-000133-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000133/ldi-20240604.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-24-000133
- JSON: https://secwatch.observer/filing/0001831631-24-000133.json
- Plain text: https://secwatch.observer/filing/0001831631-24-000133.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.