{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-24-000175","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2024-06-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.539287+00:00","generated_at":"2026-06-01T03:39:49.348285+00:00","sec_items":["1.01","8.01","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"loanDepot exchanges 96% of 6.5% notes due 2025 for 8.75% secured notes due 2027; $477.96M tendered","bullets":["$477,955,000 (96.0%) of outstanding 6.500% Senior Notes due 2025 tendered and accepted; $340,646,000 of 8.750% Senior Secured Notes due 2027 issued plus ~$185M cash.","Remaining $19,795,000 of Old Notes outstanding after settlement expected June 24, 2024.","Consents obtained to eliminate substantially all restrictive covenants and release guarantees in the Old Notes indenture; supplemental indenture executed.","CEO Frank Martell calls transaction a positive milestone in Vision 2025 plan, citing de-levered balance sheet and extended debt maturity profile.","New Notes are secured and increase coupon from 6.5% to 8.75%; maturity extended to 2027."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-24-000175","json":"https://secwatch.observer/filing/0001831631-24-000175.json","markdown":"https://secwatch.observer/filing/0001831631-24-000175.md","text":"https://secwatch.observer/filing/0001831631-24-000175.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000175/0001831631-24-000175-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000175/ldi-20240618.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T03:39:49.348285+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}