{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-24-000177","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2024-06-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.539565+00:00","generated_at":"2026-06-01T02:33:20.803245+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"loanDepot subsidiary issues $340.6M of 8.750% senior secured notes due 2027 in exchange offer","bullets":["Subsidiary LD Holdings Group issued $340,646,000 aggregate principal of 8.750% Senior Secured Notes due November 1, 2027.","New Notes issued to settle exchange offer for any and all outstanding 6.500% Senior Notes due 2025.","Notes secured by risk retention securities, up to $60M MSRs, and $100.6M of 2028 Notes held by a guarantor.","Cash interest payable semi-annually starting Nov 1, 2024; optional redemption at make-whole prior to Nov 1, 2025.","Mello Credit Strategies provided a guarantee on the 2028 Notes via supplemental indenture dated June 24, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-24-000177","json":"https://secwatch.observer/filing/0001831631-24-000177.json","markdown":"https://secwatch.observer/filing/0001831631-24-000177.md","text":"https://secwatch.observer/filing/0001831631-24-000177.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000177/0001831631-24-000177-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000177/ldi-20240624.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T02:33:20.803245+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}