---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-24-000177"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2024-06-24T23:59:59+00:00"
generated_at: "2026-06-01T02:33:20.803245+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# loanDepot subsidiary issues $340.6M of 8.750% senior secured notes due 2027 in exchange offer

## Summary
- Subsidiary LD Holdings Group issued $340,646,000 aggregate principal of 8.750% Senior Secured Notes due November 1, 2027.
- New Notes issued to settle exchange offer for any and all outstanding 6.500% Senior Notes due 2025.
- Notes secured by risk retention securities, up to $60M MSRs, and $100.6M of 2028 Notes held by a guarantor.
- Cash interest payable semi-annually starting Nov 1, 2024; optional redemption at make-whole prior to Nov 1, 2025.
- Mello Credit Strategies provided a guarantee on the 2028 Notes via supplemental indenture dated June 24, 2024.

## SEC filing metadata
- accession: 0001831631-24-000177
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2024-06-24T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000177/0001831631-24-000177-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000177/ldi-20240624.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-24-000177
- JSON: https://secwatch.observer/filing/0001831631-24-000177.json
- Plain text: https://secwatch.observer/filing/0001831631-24-000177.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.