{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-24-000198","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2024-08-06T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.772993+00:00","generated_at":"2026-05-31T12:35:30.510632+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"loanDepot reports Q2 2024: net loss $66M, but adjusted EBITDA $35M, best since downturn","bullets":["Revenue $265M; adjusted revenue $278M, highest since market downturn began in Q1 2022.","Pull-through weighted gain on sale margin 322 bps, also highest since downturn.","Net loss $66M, includes $27M cyber incident charge and $6M debt-extinguishment loss.","Completed $120M Vision 2025 productivity program; reduced corporate debt by $137M via tender exchange.","Reached tentative settlement of class-action litigation from January cyber incident."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-24-000198","json":"https://secwatch.observer/filing/0001831631-24-000198.json","markdown":"https://secwatch.observer/filing/0001831631-24-000198.md","text":"https://secwatch.observer/filing/0001831631-24-000198.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000198/0001831631-24-000198-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163124000198/ldi-20240806.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T12:35:30.510632+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}