---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-24-000198"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2024-08-06T23:59:59+00:00"
generated_at: "2026-05-31T12:35:30.510632+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# loanDepot reports Q2 2024: net loss $66M, but adjusted EBITDA $35M, best since downturn

## Summary
- Revenue $265M; adjusted revenue $278M, highest since market downturn began in Q1 2022.
- Pull-through weighted gain on sale margin 322 bps, also highest since downturn.
- Net loss $66M, includes $27M cyber incident charge and $6M debt-extinguishment loss.
- Completed $120M Vision 2025 productivity program; reduced corporate debt by $137M via tender exchange.
- Reached tentative settlement of class-action litigation from January cyber incident.

## SEC filing metadata
- accession: 0001831631-24-000198
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2024-08-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000198/0001831631-24-000198-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163124000198/ldi-20240806.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-24-000198
- JSON: https://secwatch.observer/filing/0001831631-24-000198.json
- Plain text: https://secwatch.observer/filing/0001831631-24-000198.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.