{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-25-000020","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2025-03-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.148466+00:00","generated_at":"2026-05-24T23:55:58.614465+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"loanDepot Q4 revenue $257M, net loss $67M; FY revenue up 9% to $1.06B, adjusted EBITDA $84M","bullets":["Full-year revenue $1.06B (+9% YoY); net loss $202M improved from $236M.","Q4 net loss $67M vs $60M prior year; adjusted net loss $47M vs $27M.","Adjusted EBITDA $84M for FY2024, up from $6M in 2023.","Reduced corporate debt by $137M; refinanced 2025 notes.","Announced new leadership under Anthony Hsieh (founder returning)."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-25-000020","json":"https://secwatch.observer/filing/0001831631-25-000020.json","markdown":"https://secwatch.observer/filing/0001831631-25-000020.md","text":"https://secwatch.observer/filing/0001831631-25-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000020/0001831631-25-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000020/ldi-20250311.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-24T23:55:58.614465+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}