---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-25-000041"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2025-04-17T23:59:59+00:00"
generated_at: "2026-05-23T12:15:05.121120+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# loanDepot subsidiary issues $300M warehouse notes backed by mortgage loans

## Summary
- Issued $300M MWST Notes via Mello Warehouse Securitization Trust 2025-1 on April 11, 2025.
- Notes bear interest at 30-day Term SOFR plus margin; secured by newly originated residential mortgage loans.
- Obligations guaranteed by LD Holdings Group, LLC, a wholly owned subsidiary of loanDepot.
- Notes mature in three years or earlier on optional prepayment or default acceleration.

## SEC filing metadata
- accession: 0001831631-25-000041
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2025-04-17T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163125000041/0001831631-25-000041-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163125000041/ldi-20250411.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-25-000041
- JSON: https://secwatch.observer/filing/0001831631-25-000041.json
- Plain text: https://secwatch.observer/filing/0001831631-25-000041.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.