{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-25-000088","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2025-06-02T23:59:59+00:00","discovered_at":"2026-05-14T18:02:50.009209+00:00","generated_at":"2026-05-20T03:13:35.313725+00:00","sec_items":["1.01","1.02","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"loanDepot issues $200M Series 2025-GT1 notes, repays $200M Series 2018-GT1 notes","bullets":["Issued $200M aggregate Series 2025-GT1 term notes (Class A $171.43M, Class B $28.57M) secured by Ginnie Mae MSR excess spread.","Notes are variable-rate based on SOFR plus margin, mature May 2030 (extendable to May 2032).","Proceeds used to prepay in full $200M Series 2018-GT1 notes; no termination penalties incurred.","Notes are unrated and subordinated to MBS Advance VFNs under the base indenture."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-25-000088","json":"https://secwatch.observer/filing/0001831631-25-000088.json","markdown":"https://secwatch.observer/filing/0001831631-25-000088.md","text":"https://secwatch.observer/filing/0001831631-25-000088.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000088/0001831631-25-000088-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000088/ldi-20250528.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-20T03:13:35.313725+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a84cf2b45a7404f8c4216c1150d14b82408d3bf4","claim":"loanDepot, Inc. incurred senior notes of $200 million with Citibank, N.A. (trustee) and Nomura Corporate Funding Americas, LLC (administrative agent) at SOFR plus a margin per annum maturing May 16, 2030.","evidence_excerpt":"Pursuant to the Series 2025-GT1 Indenture Supplement, the Issuer issued Series 2025-GT1 term notes (the “Notes”) in the aggregate principal amount of $200 million.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000088/0001831631-25-000088-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"senior notes"},{"label":"Principal","value":"$200 million"},{"label":"Counterparty","value":"Citibank, N.A. (trustee) and Nomura Corporate Funding Americas, LLC (administrative agent)"},{"label":"Rate","value":"SOFR plus a margin per annum"},{"label":"Maturity","value":"May 16, 2030"},{"label":"Event","value":"incurrence"}],"fact_type":"debt_financing"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}