---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-25-000088"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2025-06-02T23:59:59+00:00"
generated_at: "2026-05-20T03:13:35.313725+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# loanDepot issues $200M Series 2025-GT1 notes, repays $200M Series 2018-GT1 notes

## Summary
- Issued $200M aggregate Series 2025-GT1 term notes (Class A $171.43M, Class B $28.57M) secured by Ginnie Mae MSR excess spread.
- Notes are variable-rate based on SOFR plus margin, mature May 2030 (extendable to May 2032).
- Proceeds used to prepay in full $200M Series 2018-GT1 notes; no termination penalties incurred.
- Notes are unrated and subordinated to MBS Advance VFNs under the base indenture.

## SEC filing metadata
- accession: 0001831631-25-000088
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2025-06-02T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 1.02, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163125000088/0001831631-25-000088-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163125000088/ldi-20250528.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-25-000088
- JSON: https://secwatch.observer/filing/0001831631-25-000088.json
- Plain text: https://secwatch.observer/filing/0001831631-25-000088.txt

## Key facts
- Debt Financings
  loanDepot, Inc. incurred senior notes of $200 million with Citibank, N.A. (trustee) and Nomura Corporate Funding Americas, LLC (administrative agent) at SOFR plus a margin per annum maturing May 16, 2030.
  - Instrument: senior notes
  - Principal: $200 million
  - Counterparty: Citibank, N.A. (trustee) and Nomura Corporate Funding Americas, LLC (administrative agent)
  - Rate: SOFR plus a margin per annum
  - Maturity: May 16, 2030
  - Event: incurrence
  source text: Pursuant to the Series 2025-GT1 Indenture Supplement, the Issuer issued Series 2025-GT1 term notes (the “Notes”) in the aggregate principal amount of $200 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163125000088/0001831631-25-000088-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.