{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-25-000218","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2025-11-06T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.686677+00:00","generated_at":"2026-05-16T23:57:58.138959+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"loanDepot Q3 net loss narrows to $9M; revenue up 14% QoQ to $323M","bullets":["Net loss of $8.7M, improved from $25.3M in Q2 2025; adjusted net loss $2.8M.","Revenue $323M (+14% QoQ) on pull-through weighted lock volume of $7.0B.","Adjusted EBITDA rose 90% to $48.8M vs $25.6M prior quarter.","Pull-through weighted gain on sale margin 339 bps, up 9 bps QoQ; servicing UPB $118.2B.","Q4 guidance: pull-through weighted lock volume $6.0-8.0B; GOS margin 300-325 bps."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-25-000218","json":"https://secwatch.observer/filing/0001831631-25-000218.json","markdown":"https://secwatch.observer/filing/0001831631-25-000218.md","text":"https://secwatch.observer/filing/0001831631-25-000218.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000218/0001831631-25-000218-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000218/ldi-20251106.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T23:57:58.138959+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}