secwatch.observer — SEC 8-K summary
======================================

Issuer:     loanDepot, Inc. (LDI)
CIK:        0001831631
Form:       8-K
Filed at:   2025-11-06T23:59:59+00:00
Accession:  0001831631-25-000218
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

loanDepot Q3 net loss narrows to $9M; revenue up 14% QoQ to $323M
-----------------------------------------------------------------

- Net loss of $8.7M, improved from $25.3M in Q2 2025; adjusted net loss $2.8M.
- Revenue $323M (+14% QoQ) on pull-through weighted lock volume of $7.0B.
- Adjusted EBITDA rose 90% to $48.8M vs $25.6M prior quarter.
- Pull-through weighted gain on sale margin 339 bps, up 9 bps QoQ; servicing UPB $118.2B.
- Q4 guidance: pull-through weighted lock volume $6.0-8.0B; GOS margin 300-325 bps.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1831631/000183163125000218/0001831631-25-000218-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1831631/000183163125000218/ldi-20251106.htm
  HTML page:      https://secwatch.observer/filing/0001831631-25-000218

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer