{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-25-000229","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2025-11-20T23:59:59+00:00","discovered_at":"2026-05-14T18:02:40.686884+00:00","generated_at":"2026-05-16T18:10:39.063272+00:00","sec_items":["1.01","1.02","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"loanDepot enters $300M FNMSR facility, replaces existing $291.2M revolver","bullets":["New FNMSR Facility provides up to $300M of variable-rate financing secured by Fannie Mae MSRs, matures May 29, 2026.","Series 2025-VF1 Notes issued to Nomura Corporate Funding Americas at daily simple SOFR plus margin.","Prior $300M revolving credit facility with NCFA terminated; $291.2M outstanding transferred without penalties.","LD Holdings Group LLC provided a guaranty for the Series 2025-VF1 Master Repurchase Agreement.","Maximum purchase price reduces to $150M after initial term note issuance."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-25-000229","json":"https://secwatch.observer/filing/0001831631-25-000229.json","markdown":"https://secwatch.observer/filing/0001831631-25-000229.md","text":"https://secwatch.observer/filing/0001831631-25-000229.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000229/0001831631-25-000229-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000229/ldi-20251114.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T18:10:39.063272+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c1f03fba31c906b930844d32ea03ddbc27a7b9d8","claim":"loanDepot, Inc. incurred debt of $300 million with Nomura Corporate Funding Americas, LLC at daily simple SOFR plus a margin per annum maturing May 29, 2026.","evidence_excerpt":"The Series 2025-VF1 Notes have a maximum purchase price of $300 million, which will be reduced to $150 million after the issuance of the initial series of term notes. The 2025-VF1 Notes are priced at a variable rate based on daily simple SOFR plus a margin per annum and are expected to mature on May 29, 2026.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1831631/000183163125000229/0001831631-25-000229-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Principal","value":"$300 million"},{"label":"Counterparty","value":"Nomura Corporate Funding Americas, LLC"},{"label":"Rate","value":"daily simple SOFR plus a margin per annum"},{"label":"Maturity","value":"May 29, 2026"},{"label":"Event","value":"incurrence"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}