---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-26-000025"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2026-03-10T23:59:59+00:00"
generated_at: "2026-05-15T16:56:52.125626+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# loanDepot Q4 originations $8.04B, highest since 2022; net loss widens to $33M

## Summary
- Q4 loan origination volume $8.04B, up 23% QoQ; market share rose to 1.4% from 1.2%.
- Q4 net loss $33M vs $9M prior quarter; adjusted EBITDA $29M vs $49M.
- Full-year 2025 revenue $1.19B (+12% YoY); net loss improved to $108M from $202M.
- Recapture rate improved to 71% from 65% in Q3, reflecting servicing flywheel.
- Q1 2026 guidance: pull-through weighted lock volume $7.75-8.75B; GOS margin 270-300 bps.

## SEC filing metadata
- accession: 0001831631-26-000025
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2026-03-10T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163126000025/0001831631-26-000025-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163126000025/ldi-20260310.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-26-000025
- JSON: https://secwatch.observer/filing/0001831631-26-000025.json
- Plain text: https://secwatch.observer/filing/0001831631-26-000025.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.