secwatch.observer — SEC 8-K summary
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Issuer:     loanDepot, Inc. (LDI)
CIK:        0001831631
Form:       8-K
Filed at:   2026-03-10T23:59:59+00:00
Accession:  0001831631-26-000025
Event type: earnings
Sentiment:  neutral
Materiality: 0.65
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

loanDepot Q4 originations $8.04B, highest since 2022; net loss widens to $33M
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- Q4 loan origination volume $8.04B, up 23% QoQ; market share rose to 1.4% from 1.2%.
- Q4 net loss $33M vs $9M prior quarter; adjusted EBITDA $29M vs $49M.
- Full-year 2025 revenue $1.19B (+12% YoY); net loss improved to $108M from $202M.
- Recapture rate improved to 71% from 65% in Q3, reflecting servicing flywheel.
- Q1 2026 guidance: pull-through weighted lock volume $7.75-8.75B; GOS margin 270-300 bps.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1831631/000183163126000025/0001831631-26-000025-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1831631/000183163126000025/ldi-20260310.htm
  HTML page:      https://secwatch.observer/filing/0001831631-26-000025

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer