secwatch.observer — SEC 8-K summary
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Issuer:     loanDepot, Inc. (LDI)
CIK:        0001831631
Form:       8-K
Filed at:   2026-04-30T23:59:59+00:00
Accession:  0001831631-26-000052
Event type: debt
Sentiment:  neutral
Materiality: 0.55
Item codes: 1.01, 1.02, 2.03, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

loanDepot closes $500M warehouse securitization, replaces prior $300M facility
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- $500M MWST 2026-1 notes issued, backed by newly originated first-lien residential mortgage loans (Fannie/Freddie/Ginnie or jumbo guidelines).
- Notes bear interest at 30-day Term SOFR plus margin; terminate April 2029 (earlier if prepaid or default).
- Prior 2024-1 facility ($300M) fully prepaid and terminated without penalties; no borrowings outstanding.
- LD Holdings Group provides guaranty under separate agreement.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1831631/000183163126000052/0001831631-26-000052-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1831631/000183163126000052/ldi-20260427.htm
  HTML page:      https://secwatch.observer/filing/0001831631-26-000052

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer