---
schema_version: "secwatch.filing_event.v1"
accession: "0001831631-26-000057"
form_type: "8-K"
ticker: "LDI"
cik: "0001831631"
company_name: "loanDepot, Inc."
filed_at: "2026-05-05T23:59:59+00:00"
generated_at: "2026-05-14T23:32:53.721134+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# loanDepot Q1 2026 net loss $55M; revenue down 8% QoQ; provides Q2 guidance

## Summary
- Net loss $55M ($0.16 diluted EPS) vs $33M loss in Q4 2025; adjusted net loss $34M.
- Revenue $286M, down 8% QoQ; pull-through weighted GOS margin fell 53bps to 271bps.
- Loan origination volume $7.66B, down 5% QoQ but market share increased to 1.39%.
- Cash $277M, down from $337M; servicing UPB $120.7B; recapture rate 73%.
- Q2 2026 outlook: pull-through weighted rate lock $5.75-$7.75B, GOS margin 330-360bps.

## SEC filing metadata
- accession: 0001831631-26-000057
- form_type: 8-K
- ticker: LDI
- cik: 0001831631
- company_name: loanDepot, Inc.
- filed_at: 2026-05-05T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1831631/000183163126000057/0001831631-26-000057-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1831631/000183163126000057/ldi-20260505.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001831631-26-000057
- JSON: https://secwatch.observer/filing/0001831631-26-000057.json
- Plain text: https://secwatch.observer/filing/0001831631-26-000057.txt

## Key facts
- Earnings Releases
  loanDepot, Inc. reported first quarter ended March 31, 2026 results: revenue $286 million, net income ($55 million), EPS $(0.16) per diluted share.
  - Period: first quarter ended March 31, 2026
  - Revenue: $286 million
  - Net income: ($55 million)
  - EPS: $(0.16) per diluted share
  - Result: reported results
  source text: Quarter 2026 Highlights: • Loan origination volume decreased 5% to $7.66 billion from the prior quarter, while market share increased to 1.39% 1 . • Revenue decreased 8% to $286 million and adjusted revenue decreased 5% to $299 million compared to the prior quarter, primarily impacted by volatile interest rates and margin pressure. • Pull-through weighted gain
  evidence_url: https://www.sec.gov/Archives/edgar/data/1831631/000183163126000057/0001831631-26-000057-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.