secwatch.observer — SEC 8-K summary
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Issuer:     loanDepot, Inc. (LDI)
CIK:        0001831631
Form:       8-K
Filed at:   2026-05-05T23:59:59+00:00
Accession:  0001831631-26-000057
Event type: earnings
Sentiment:  negative
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

loanDepot Q1 2026 net loss $55M; revenue down 8% QoQ; provides Q2 guidance
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- Net loss $55M ($0.16 diluted EPS) vs $33M loss in Q4 2025; adjusted net loss $34M.
- Revenue $286M, down 8% QoQ; pull-through weighted GOS margin fell 53bps to 271bps.
- Loan origination volume $7.66B, down 5% QoQ but market share increased to 1.39%.
- Cash $277M, down from $337M; servicing UPB $120.7B; recapture rate 73%.
- Q2 2026 outlook: pull-through weighted rate lock $5.75-$7.75B, GOS margin 330-360bps.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1831631/000183163126000057/0001831631-26-000057-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1831631/000183163126000057/ldi-20260505.htm
  HTML page:      https://secwatch.observer/filing/0001831631-26-000057

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