{"schema_version":"secwatch.filing_event.v1","accession":"0001831631-26-000111","form_type":"8-K","ticker":"LDI","cik":"0001831631","company_name":"loanDepot, Inc.","filed_at":"2026-10-07T20:31:03+00:00","discovered_at":"2026-10-07T20:32:00.268189+00:00","generated_at":"2026-10-12T15:49:32.740157+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"loanDepot signs $125M master repurchase facility with Nomura, maturing September 30, 2027","bullets":["loanDepot.com, LLC and its REO subsidiary loanDepot Multi Asset NC, LLC entered a Master Repurchase Agreement with Nomura Corporate Funding Americas, LLC dated October 2, 2026.","Facility provides aggregate uncommitted financing of up to $125 million; loanDepot may sell and later repurchase residential mortgage loans and, subject to conditions, REO property interests.","Agreement expires September 30, 2027 unless extended or terminated earlier; borrowings benchmarked to Daily Simple SOFR under the Pricing Side Letter.","Company must cure any margin deficit at Buyer's request; an event of default allows acceleration of repurchases and termination of financing.","Nomura Corporate Funding Americas, LLC is buyer; loanDepot.com, LLC acts as seller and servicer, and REO Subsidiary holds contributed REO property."],"urls":{"canonical":"https://secwatch.observer/filing/0001831631-26-000111","json":"https://secwatch.observer/filing/0001831631-26-000111.json","markdown":"https://secwatch.observer/filing/0001831631-26-000111.md","text":"https://secwatch.observer/filing/0001831631-26-000111.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000111/0001831631-26-000111-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1831631/000183163126000111/ldi-20261002.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T15:49:32.740157+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}