{"schema_version":"secwatch.filing_event.v1","accession":"0001834494-24-000087","form_type":"8-K","ticker":null,"cik":"0001834494","company_name":"MeridianLink, Inc.","filed_at":"2024-05-15T23:59:59+00:00","discovered_at":"2026-05-14T18:03:20.577477+00:00","generated_at":"2026-06-01T23:30:44.691242+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"MeridianLink refinances term loan: lowers rate to SOFR+2.75%, adds $50M to $476.3M","bullets":["Interest rate reduced from Term SOFR plus 3.00% to plus 2.75% per annum.","Term loan principal increased by $50.0 million to $476.3 million.","Amendment dated May 15, 2024; Bank of America acts as administrative agent.","Customary affirmative/negative covenants and events of default remain in place."],"urls":{"canonical":"https://secwatch.observer/filing/0001834494-24-000087","json":"https://secwatch.observer/filing/0001834494-24-000087.json","markdown":"https://secwatch.observer/filing/0001834494-24-000087.md","text":"https://secwatch.observer/filing/0001834494-24-000087.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1834494/000183449424000087/0001834494-24-000087-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1834494/000183449424000087/mlnk-20240515.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T23:30:44.691242+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2dcf95c50060d35e6658243b8e0eaa0398e29b4d","claim":"MeridianLink, Inc. amended term loan of increased the aggregate principal amount of the term loan by $50.0 million to $476.3 million with Bank of America, N.A. at Term SOFR plus 2.75% per annum.","evidence_excerpt":"lowered the interest rate on its term loan from Term SOFR plus 3.00% per annum to Term SOFR plus 2.75% per annum and increased the aggregate principal amount of the term loan by $50.0 million to $476.3 million","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1834494/000183449424000087/0001834494-24-000087-index.htm","confidence":0.9,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"term loan"},{"label":"Principal","value":"increased the aggregate principal amount of the term loan by $50.0 million to $476.3 million"},{"label":"Counterparty","value":"Bank of America, N.A."},{"label":"Rate","value":"Term SOFR plus 2.75% per annum"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"56434de5674f04f4ab39a3f55f1be96ec2d4c9cd","claim":"MeridianLink, Inc. amended Refinancing Amendment and First Amendment to Credit Agreement with Bank of America, N.A., as administrative agent valued at $50.0 million (effective 2024-05-15).","evidence_excerpt":"On May 15, 2024, MeridianLink, Inc. (the “Company”) entered into a Refinancing Amendment and First Amendment to Credit Agreement (the “Amendment”), among the Company, ML California Sub, Inc, the guarantors party thereto, the lenders party thereto, and Bank of America, N.A., as administrative agent, which amends its Credit Agreement dated as of November 10, 2021, (as amended from time to time, the “Credit Agreement”).","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1834494/000183449424000087/0001834494-24-000087-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of America, N.A., as administrative agent"},{"label":"Value","value":"$50.0 million"},{"label":"Effective","value":"2024-05-15"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}