---
schema_version: "secwatch.filing_event.v1"
accession: "0001834494-24-000087"
form_type: "8-K"
ticker: null
cik: "0001834494"
company_name: "MeridianLink, Inc."
filed_at: "2024-05-15T23:59:59+00:00"
generated_at: "2026-06-01T23:30:44.691242+00:00"
event_type: "debt"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# MeridianLink refinances term loan: lowers rate to SOFR+2.75%, adds $50M to $476.3M

## Summary
- Interest rate reduced from Term SOFR plus 3.00% to plus 2.75% per annum.
- Term loan principal increased by $50.0 million to $476.3 million.
- Amendment dated May 15, 2024; Bank of America acts as administrative agent.
- Customary affirmative/negative covenants and events of default remain in place.

## SEC filing metadata
- accession: 0001834494-24-000087
- form_type: 8-K
- cik: 0001834494
- company_name: MeridianLink, Inc.
- filed_at: 2024-05-15T23:59:59+00:00
- event_type: debt
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1834494/000183449424000087/0001834494-24-000087-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1834494/000183449424000087/mlnk-20240515.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001834494-24-000087
- JSON: https://secwatch.observer/filing/0001834494-24-000087.json
- Plain text: https://secwatch.observer/filing/0001834494-24-000087.txt

## Key facts
- Debt Financings
  MeridianLink, Inc. amended term loan of increased the aggregate principal amount of the term loan by $50.0 million to $476.3 million with Bank of America, N.A. at Term SOFR plus 2.75% per annum.
  - Instrument: term loan
  - Principal: increased the aggregate principal amount of the term loan by $50.0 million to $476.3 million
  - Counterparty: Bank of America, N.A.
  - Rate: Term SOFR plus 2.75% per annum
  - Event: amendment
  source text: lowered the interest rate on its term loan from Term SOFR plus 3.00% per annum to Term SOFR plus 2.75% per annum and increased the aggregate principal amount of the term loan by $50.0 million to $476.3 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1834494/000183449424000087/0001834494-24-000087-index.htm
- Material Agreements
  MeridianLink, Inc. amended Refinancing Amendment and First Amendment to Credit Agreement with Bank of America, N.A., as administrative agent valued at $50.0 million (effective 2024-05-15).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Bank of America, N.A., as administrative agent
  - Value: $50.0 million
  - Effective: 2024-05-15
  source text: On May 15, 2024, MeridianLink, Inc. (the “Company”) entered into a Refinancing Amendment and First Amendment to Credit Agreement (the “Amendment”), among the Company, ML California Sub, Inc, the guarantors party thereto, the lenders party thereto, and Bank of America, N.A., as administrative agent, which amends its Credit Agreement dated as of November 10, 2021, (as amended from time to time, the “Credit Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1834494/000183449424000087/0001834494-24-000087-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.