{"schema_version":"secwatch.filing_event.v1","accession":"0001835856-26-000066","form_type":"8-K","ticker":"BETR","cik":"0001835856","company_name":"Better Home & Finance Holding Co","filed_at":"2026-10-06T20:19:59+00:00","discovered_at":"2026-10-06T20:21:00.405650+00:00","generated_at":"2026-10-12T16:15:57.263581+00:00","sec_items":["5.02","5.07"],"event_type":"leadership","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Garg Group consent solicitation ousts five BETR directors and interim CEO Daniel Lewis; Garg is sole remaining director","bullets":["Garg Group consents, a majority of voting power as of Aug 21, 2026, removed without cause directors Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar.","Board removed Daniel Lewis as Interim CEO on Oct 5, 2026, effective immediately; a search for a successor Interim CEO has begun. Hugh Frater resigned Oct 1, 2026.","On Oct 5, 2026 Garg, then sole remaining director, appointed Bing Gordon, Steven Sarracino, GC Paula Tuffin and employee Nicholas Calamari to the Board; no committee assignments yet.","Consent results certified Oct 5, 2026: 13,638,803 votes for the bylaw-repeal proposal vs 24,594 against; each of the five directors was removed by 13,633,243 to 30,154.","Frater had warned on Aug 27, 2026 he would resign if Garg took an executive role; he sat on the Audit and Special Committees."],"urls":{"canonical":"https://secwatch.observer/filing/0001835856-26-000066","json":"https://secwatch.observer/filing/0001835856-26-000066.json","markdown":"https://secwatch.observer/filing/0001835856-26-000066.md","text":"https://secwatch.observer/filing/0001835856-26-000066.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/betr-20260930.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-12T16:15:57.263581+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"0a07b2097a","claim":"Nicholas Calamari was appointed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"On October 5, 2026, Mr. Garg, in his capacity as the sole remaining director of the Company following the Removal and resignation described above, appointed Bing Gordon, Steven Sarracino, Paula Tuffin, the Company’s General Counsel, Chief Compliance Officer and Secretary, and Nicholas Calamari, an employee of the Company, to the Board to fill existing vacancies.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"2da38e3ec1","claim":"Bing Gordon was appointed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"On October 5, 2026, Mr. Garg, in his capacity as the sole remaining director of the Company following the Removal and resignation described above, appointed Bing Gordon, Steven Sarracino, Paula Tuffin, the Company’s General Counsel, Chief Compliance Officer and Secretary, and Nicholas Calamari, an employee of the Company, to the Board to fill existing vacancies.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"46de9e90b4","claim":"Daniel Lewis was removed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"The Consents, in part, removed from the Company’s Board of Directors (the “Board”) without cause each of Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar, effective immediately (the “Removal”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"removed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"4a70f2b618","claim":"Hugh Frater resigned as Director at Better Home & Finance Holding Co.","evidence_excerpt":"On October 1, 2026, Hugh Frater notified the Company of his decision to resign from the Board, effective upon the Removal.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.85,"family_label":"Executive change","details":[{"label":"Action","value":"resigned"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"ae7e023657","claim":"Steven Sarracino was appointed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"On October 5, 2026, Mr. Garg, in his capacity as the sole remaining director of the Company following the Removal and resignation described above, appointed Bing Gordon, Steven Sarracino, Paula Tuffin, the Company’s General Counsel, Chief Compliance Officer and Secretary, and Nicholas Calamari, an employee of the Company, to the Board to fill existing vacancies.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"c524a54624","claim":"Harit Talwar was removed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"The Consents, in part, removed from the Company’s Board of Directors (the “Board”) without cause each of Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar, effective immediately (the “Removal”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"removed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"c761d4db55","claim":"Prabhu Narasimhan was removed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"The Consents, in part, removed from the Company’s Board of Directors (the “Board”) without cause each of Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar, effective immediately (the “Removal”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"removed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"cbde105e3c","claim":"Daniel Lewis was removed as Interim Chief Executive Officer at Better Home & Finance Holding Co.","evidence_excerpt":"On October 5, 2026, following the director appointments described above, the Board removed Daniel Lewis as Interim Chief Executive Officer, effective immediately. The Board has commenced a process to identify and appoint a successor Interim Chief Executive Officer.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.98,"family_label":"Executive change","details":[{"label":"Action","value":"removed"},{"label":"Role","value":"Interim Chief Executive Officer"}],"fact_type":"executive_change"},{"claim_id":"cda0bd08d5","claim":"Arnaud Massenet was removed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"The Consents, in part, removed from the Company’s Board of Directors (the “Board”) without cause each of Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar, effective immediately (the “Removal”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"removed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"e36e4c8845","claim":"Bhaskar Menon was removed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"The Consents, in part, removed from the Company’s Board of Directors (the “Board”) without cause each of Daniel Lewis, Arnaud Massenet, Bhaskar Menon, Prabhu Narasimhan and Harit Talwar, effective immediately (the “Removal”).","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"removed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"},{"claim_id":"e7c88b1478","claim":"Paula Tuffin was appointed as Director at Better Home & Finance Holding Co.","evidence_excerpt":"On October 5, 2026, Mr. Garg, in his capacity as the sole remaining director of the Company following the Removal and resignation described above, appointed Bing Gordon, Steven Sarracino, Paula Tuffin, the Company’s General Counsel, Chief Compliance Officer and Secretary, and Nicholas Calamari, an employee of the Company, to the Board to fill existing vacancies.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1835856/000183585626000066/0001835856-26-000066-index.htm","confidence":0.95,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"Director"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}