{"schema_version":"secwatch.filing_event.v1","accession":"0001839882-23-020161","form_type":"8-K","ticker":"CCFN","cik":"0000731122","company_name":"MUNCY COLUMBIA FINANCIAL Corp","filed_at":"2023-08-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:36.533809+00:00","generated_at":"2026-06-12T19:38:47.080717+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"CCFNB Bancorp Q2 net income falls to $1.46M from $1.95M; EPS $0.71 vs $0.94","bullets":["Net income Q2 2023 $1.46M vs $1.95M Q2 2022; diluted EPS $0.71 vs $0.94.","Six-month net income $3.40M vs $4.40M, including $449K merger-related expenses.","Net interest margin narrowed to 2.32% from 2.51%; deposits down $23.8M, borrowings up.","Book value per share $43.44; H1 2023 dividends $0.85 per share vs $0.83 year ago.","Unrealized losses on securities reduced stockholders' equity by $25.2M as of June 30."],"urls":{"canonical":"https://secwatch.observer/filing/0001839882-23-020161","json":"https://secwatch.observer/filing/0001839882-23-020161.json","markdown":"https://secwatch.observer/filing/0001839882-23-020161.md","text":"https://secwatch.observer/filing/0001839882-23-020161.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/731122/000183988223020161/0001839882-23-020161-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/731122/000183988223020161/ccfnb-8k_080123.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T19:38:47.080717+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"89fb9c56b6c3ba3687859bf4928231a54bebecaf","claim":"MUNCY COLUMBIA FINANCIAL Corp reported six months-ended June 30, 2023 results: net income $3,402,000, EPS $1.64.","evidence_excerpt":"Net income, as reported under U.S. Generally Accepted Accounting Principles, for the six months-ended June 30, 2023 was $3,402,000 compared to $4,398,000 for the same period in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731122/000183988223020161/0001839882-23-020161-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"six months-ended June 30, 2023"},{"label":"Net income","value":"$3,402,000"},{"label":"EPS","value":"$1.64"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"c7ea75001c4b770e4e1d46d67ad42d0779472db9","claim":"MUNCY COLUMBIA FINANCIAL Corp reported second quarter 2023 results: net income $1,462,000, EPS $0.71.","evidence_excerpt":"Net income, as reported under U.S. Generally Accepted Accounting Principles, for the quarter-ended June 30, 2023 was $1,462,000 compared to $1,953,000 for the same period in 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/731122/000183988223020161/0001839882-23-020161-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"second quarter 2023"},{"label":"Net income","value":"$1,462,000"},{"label":"EPS","value":"$0.71"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}