Muncy Columbia amends bylaws on stock ownership; adopts new share ownership policy

MUNCY COLUMBIA FINANCIAL Corp

Bylaw Section 10.2 amended: directors must now "beneficially own" shares under SEC Rule 13d-3, replacing prior naming requirement.
New Section 16.4 authorizes board to set minimum beneficial ownership for designated officers by resolution.
Board adopted Share Ownership Policy: CEO/President $200k, Senior EVP $150k, CFO $100k (if not already Senior EVP).
Compliance deadline December 31, 2029 for current holders; 5 years for new appointees; promotions get 3-year extension.

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