{"schema_version":"secwatch.filing_event.v1","accession":"0001839882-25-004372","form_type":"8-K","ticker":"WNEB","cik":"0001157647","company_name":"Western New England Bancorp, Inc.","filed_at":"2025-01-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:03.048209+00:00","generated_at":"2026-05-27T07:58:23.484979+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"WNEB reports Q4 net income $3.3M ($0.16 EPS); full-year EPS $0.56 vs $0.70 in 2023","bullets":["Q4 net income $3.3M ($0.16 diluted EPS) vs $2.5M ($0.12) in Q4 2023 and $1.9M ($0.09) in Q3 2024.","Full-year 2024 net income $11.7M ($0.56 EPS) vs $15.1M ($0.70) in 2023, down 22.5%.","Net interest margin 2.41% in Q4 2024, up 1bp from Q3 2024 (2.40%); tax-equivalent NIM 2.43%.","Board declared $0.07 quarterly dividend, payable Feb 26, 2025 to holders of record Feb 12, 2025.","Repurchased 934,282 shares in 2024 at avg $7.94; book value per share $11.30 (+3.1% YoY)."],"urls":{"canonical":"https://secwatch.observer/filing/0001839882-25-004372","json":"https://secwatch.observer/filing/0001839882-25-004372.json","markdown":"https://secwatch.observer/filing/0001839882-25-004372.md","text":"https://secwatch.observer/filing/0001839882-25-004372.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1157647/000183988225004372/0001839882-25-004372-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1157647/000183988225004372/wneb-8k_012825.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T07:58:23.484979+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}