{"schema_version":"secwatch.filing_event.v1","accession":"0001840776-22-000145","form_type":"8-K","ticker":"HGTY","cik":"0001840776","company_name":"Hagerty, Inc.","filed_at":"2022-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.634419+00:00","generated_at":"2026-06-21T23:49:15.167243+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hagerty Q3 revenue up 29% to $216.8M, but adjusted EBITDA loss of $10M; cuts FY guidance","bullets":["Q3 revenue $216.8M (+29% YoY), written premium $222.1M (+16% YoY); net income $24.3M vs $(0.5)M loss.","Adjusted EBITDA loss of $10.0M vs profit of $7.6M a year ago; FY guidance revised to $(10)M-$(5)M.","Hurricane Ian net exposure $10.0M; $6.5M increase in 2022 accident-year loss reserves for higher liability claims.","Acquired Broad Arrow Group ($5.9M revenue in Q3); launched online collector car auction platform."],"urls":{"canonical":"https://secwatch.observer/filing/0001840776-22-000145","json":"https://secwatch.observer/filing/0001840776-22-000145.json","markdown":"https://secwatch.observer/filing/0001840776-22-000145.md","text":"https://secwatch.observer/filing/0001840776-22-000145.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1840776/000184077622000145/0001840776-22-000145-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1840776/000184077622000145/hgty-20221110.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-21T23:49:15.167243+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1ac69fe6cc21f51c105db78010ac592bed35c9a7","claim":"Hagerty, Inc. reported the fiscal quarter ended September 30, 2022 results: revenue $216.8 million.","evidence_excerpt":"Third quarter 2022 Total Revenue increased 29% year-over-year to $216.8 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1840776/000184077622000145/0001840776-22-000145-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended September 30, 2022"},{"label":"Revenue","value":"$216.8 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}