---
schema_version: "secwatch.filing_event.v1"
accession: "0001840776-22-000145"
form_type: "8-K"
ticker: "HGTY"
cik: "0001840776"
company_name: "Hagerty, Inc."
filed_at: "2022-11-10T23:59:59+00:00"
generated_at: "2026-06-21T23:49:15.167243+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Hagerty Q3 revenue up 29% to $216.8M, but adjusted EBITDA loss of $10M; cuts FY guidance

## Summary
- Q3 revenue $216.8M (+29% YoY), written premium $222.1M (+16% YoY); net income $24.3M vs $(0.5)M loss.
- Adjusted EBITDA loss of $10.0M vs profit of $7.6M a year ago; FY guidance revised to $(10)M-$(5)M.
- Hurricane Ian net exposure $10.0M; $6.5M increase in 2022 accident-year loss reserves for higher liability claims.
- Acquired Broad Arrow Group ($5.9M revenue in Q3); launched online collector car auction platform.

## SEC filing metadata
- accession: 0001840776-22-000145
- form_type: 8-K
- ticker: HGTY
- cik: 0001840776
- company_name: Hagerty, Inc.
- filed_at: 2022-11-10T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1840776/000184077622000145/0001840776-22-000145-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1840776/000184077622000145/hgty-20221110.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001840776-22-000145
- JSON: https://secwatch.observer/filing/0001840776-22-000145.json
- Plain text: https://secwatch.observer/filing/0001840776-22-000145.txt

## Key facts
- Earnings Releases
  Hagerty, Inc. reported the fiscal quarter ended September 30, 2022 results: revenue $216.8 million.
  - Period: the fiscal quarter ended September 30, 2022
  - Revenue: $216.8 million
  - Result: reported results
  source text: Third quarter 2022 Total Revenue increased 29% year-over-year to $216.8 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1840776/000184077622000145/0001840776-22-000145-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.