---
schema_version: "secwatch.filing_event.v1"
accession: "0001840776-23-000016"
form_type: "8-K"
ticker: "HGTY"
cik: "0001840776"
company_name: "Hagerty, Inc."
filed_at: "2023-03-14T23:59:59+00:00"
generated_at: "2026-06-18T03:53:26.381100+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hagerty reports FY2022 revenue $787.6M (+27%); guides to $40-60M Adj. EBITDA for 2023

## Summary
- Q4 total revenue $197.0M (+28% YoY); full year revenue $787.6M (+27%); written premium +15% to $776.7M.
- Full year net income $2.4M, diluted EPS $(0.07); adjusted EBITDA $(1.9)M vs $25.4M in 2021.
- 2023 outlook: total revenue growth 22-26%, written premium 11-13%, adjusted EBITDA $40M-$60M.
- Restructuring charges of $18.3M in Q4 from workforce reduction and lease impairments.
- Marketplace revenue reached $13.7M in 2022 (Broad Arrow acquisition); State Farm partnership on track.

## SEC filing metadata
- accession: 0001840776-23-000016
- form_type: 8-K
- ticker: HGTY
- cik: 0001840776
- company_name: Hagerty, Inc.
- filed_at: 2023-03-14T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1840776/000184077623000016/0001840776-23-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1840776/000184077623000016/hgty-20230314.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001840776-23-000016
- JSON: https://secwatch.observer/filing/0001840776-23-000016.json
- Plain text: https://secwatch.observer/filing/0001840776-23-000016.txt

## Key facts
- Earnings Releases
  Hagerty, Inc. reported financial results for three months and year ended December 31, 2022.
  - Period: three months and year ended December 31, 2022
  - Result: reported results
  source text: On March 14, 2023, Hagerty, Inc. (the "Company") announced its financial results for the fiscal quarter and year ended December 31, 2022 by issuing a letter to its stockholders and a press release.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1840776/000184077623000016/0001840776-23-000016-index.htm
- Earnings Releases
  Hagerty, Inc. reported 2023 results: revenue 22-26% Total Revenue Growth. Guidance initiated.
  - Period: 2023
  - Revenue: 22-26% Total Revenue Growth
  - Guidance: initiated
  - Result: guidance update
  source text: Hagerty Reports Full Year 2022 Results Provides 2023 Outlook for 22-26% Total Revenue Growth
  evidence_url: https://www.sec.gov/Archives/edgar/data/1840776/000184077623000016/0001840776-23-000016-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.