{"schema_version":"secwatch.filing_event.v1","accession":"0001840776-23-000166","form_type":"8-K","ticker":"HGTY","cik":"0001840776","company_name":"Hagerty, Inc.","filed_at":"2023-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:30.950488+00:00","generated_at":"2026-06-08T10:46:53.986075+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hagerty Q3 revenue up 27% to $275.6M, turns to positive Adj. EBITDA, raises FY outlook","bullets":["Total revenue $275.6M (+27% YoY); written premium $255.6M (+15%); earned premium $139.8M (+30%).","Net income $18.6M (-23% YoY); includes lower loss ratio of 41.1% vs 56.4% prior year.","Adjusted EBITDA $37.4M vs -$10.0M prior year; year-to-date Adj. EBITDA $78.4M vs $0.1M.","Membership, marketplace & other revenue up 37% to $32.6M; HDC paid members ~807,000 (+8%).","FY 2023 outlook raised: revenue growth 26-27%, Net income $2-12M, Adj. EBITDA $75-85M."],"urls":{"canonical":"https://secwatch.observer/filing/0001840776-23-000166","json":"https://secwatch.observer/filing/0001840776-23-000166.json","markdown":"https://secwatch.observer/filing/0001840776-23-000166.md","text":"https://secwatch.observer/filing/0001840776-23-000166.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1840776/000184077623000166/0001840776-23-000166-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1840776/000184077623000166/hgty-20231108.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-08T10:46:53.986075+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bf9d75a5a1701e95af78e90dcccab82cd8cffe79","claim":"Hagerty, Inc. updated its the fiscal quarter ended September 30, 2023 guidance (raised).","evidence_excerpt":"On November 8, 2023, Hagerty, Inc. (the \"Company\") announced its financial results for the fiscal quarter ended September 30, 2023 by issuing a letter to its stockholders and a press release.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1840776/000184077623000166/0001840776-23-000166-index.htm","confidence":0.85,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal quarter ended September 30, 2023"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}