{"schema_version":"secwatch.filing_event.v1","accession":"0001840776-24-000250","form_type":"8-K","ticker":"HGTY","cik":"0001840776","company_name":"Hagerty, Inc.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:09.972435+00:00","generated_at":"2026-05-30T03:49:33.533364+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hagerty Q3 revenue up 17% to $323.4M; hurricane losses hit bottom line; FY outlook trimmed","bullets":["Total revenue $323.4M (+17% YoY); written premium $287.6M (+13% YoY).","Net income $19.0M (flat YoY); adjusted EBITDA $24.2M (-35% YoY) due to $24.7M pre-tax hurricane losses.","Marketplace revenue surged 66% YoY to $21.6M; membership retention 89%.","FY2024 revenue growth revised to 18-19%; net income guidance lowered to $65-74M (prior $76-84M).","Adjusted EBITDA guidance lowered to $110-120M (prior $130-140M) from hurricane impact."],"urls":{"canonical":"https://secwatch.observer/filing/0001840776-24-000250","json":"https://secwatch.observer/filing/0001840776-24-000250.json","markdown":"https://secwatch.observer/filing/0001840776-24-000250.md","text":"https://secwatch.observer/filing/0001840776-24-000250.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1840776/000184077624000250/0001840776-24-000250-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1840776/000184077624000250/hgty-20241107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T03:49:33.533364+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}