---
schema_version: "secwatch.filing_event.v1"
accession: "0001840776-24-000250"
form_type: "8-K"
ticker: "HGTY"
cik: "0001840776"
company_name: "Hagerty, Inc."
filed_at: "2024-11-07T23:59:59+00:00"
generated_at: "2026-05-30T03:49:33.533364+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hagerty Q3 revenue up 17% to $323.4M; hurricane losses hit bottom line; FY outlook trimmed

## Summary
- Total revenue $323.4M (+17% YoY); written premium $287.6M (+13% YoY).
- Net income $19.0M (flat YoY); adjusted EBITDA $24.2M (-35% YoY) due to $24.7M pre-tax hurricane losses.
- Marketplace revenue surged 66% YoY to $21.6M; membership retention 89%.
- FY2024 revenue growth revised to 18-19%; net income guidance lowered to $65-74M (prior $76-84M).
- Adjusted EBITDA guidance lowered to $110-120M (prior $130-140M) from hurricane impact.

## SEC filing metadata
- accession: 0001840776-24-000250
- form_type: 8-K
- ticker: HGTY
- cik: 0001840776
- company_name: Hagerty, Inc.
- filed_at: 2024-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1840776/000184077624000250/0001840776-24-000250-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1840776/000184077624000250/hgty-20241107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001840776-24-000250
- JSON: https://secwatch.observer/filing/0001840776-24-000250.json
- Plain text: https://secwatch.observer/filing/0001840776-24-000250.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.