{"schema_version":"secwatch.filing_event.v1","accession":"0001840776-25-000030","form_type":"8-K","ticker":"HGTY","cik":"0001840776","company_name":"Hagerty, Inc.","filed_at":"2025-03-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.221100+00:00","generated_at":"2026-05-25T15:16:02.751893+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Hagerty FY2024 revenue +20% to $1.2B; net income +178%; 2025 outlook for 12-13% revenue growth","bullets":["FY2024 total revenue $1.200B (+20% YoY); net income $78.3M (+178%); adjusted EBITDA $124.5M (+41%).","Record 279,000 new members added; total insured vehicles 2.6M (+8%); retention rate 89.0%.","Marketplace revenue +90% to $54.3M; partnership with BMW for Villa d'Este auction (May 2025).","2025 outlook: revenue growth 12-13%, net income growth 30-40%, adjusted EBITDA growth 21-29%.","Q4 2024 revenue $291.7M (+19%); Q4 net income $8.4M; diluted EPS $0.01; adjusted EPS $0.02."],"urls":{"canonical":"https://secwatch.observer/filing/0001840776-25-000030","json":"https://secwatch.observer/filing/0001840776-25-000030.json","markdown":"https://secwatch.observer/filing/0001840776-25-000030.md","text":"https://secwatch.observer/filing/0001840776-25-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1840776/000184077625000030/0001840776-25-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1840776/000184077625000030/hgty-20250304.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-25T15:16:02.751893+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}