{"schema_version":"secwatch.filing_event.v1","accession":"0001840776-25-000220","form_type":"8-K","ticker":"HGTY","cik":"0001840776","company_name":"Hagerty, Inc.","filed_at":"2025-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.293701+00:00","generated_at":"2026-05-17T21:34:47.570904+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Hagerty Q2 revenue $368.7M (+18% YoY), net income $47.2M; raises FY 2025 outlook","bullets":["Q2 total revenue $368.7M (+18% YoY); net income $47.2M (+11% YoY); Adjusted EBITDA $63.7M (+20% YoY).","FY 2025 outlook raised: revenue growth 13-14%, net income growth 43-53%, Adjusted EBITDA growth 30-38%.","Written premium $356M (+11% YoY); retention 88.7%; insured vehicles 2.7M (+6%).","Marketplace revenue $26.8M (+327% YoY) from inventory sales and first European auction with €31M sales.","Non-binding LOI with Markel for fronting arrangement to control 100% of premium from Jan 1, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001840776-25-000220","json":"https://secwatch.observer/filing/0001840776-25-000220.json","markdown":"https://secwatch.observer/filing/0001840776-25-000220.md","text":"https://secwatch.observer/filing/0001840776-25-000220.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1840776/000184077625000220/0001840776-25-000220-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1840776/000184077625000220/hgty-20250804.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T21:34:47.570904+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}