Hagerty FY2025 revenue up 17% to $1.46B, net income +91%, guides 15-16% WP growth in 2026

Hagerty, Inc.

Full year 2025 total revenue $1,456M (+17% YoY); written premium $1,194M (+14%); net income $149M (+91%).
Adjusted EBITDA $237M (+46%); combined ratio for Hagerty Re improved to 86.6% from 94.1%.
Record 371K new members added; MarketPlace revenue surged 119% to $119M on European expansion.
2026 outlook: written premium growth 15-16%; new Markel arrangement to capture 100% underwriting economics starting Jan 1, 2026.
State Farm Classic+ program now in 27 states; Liberty Mutual partnership expected to drive growth in 2027.

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