---
schema_version: "secwatch.filing_event.v1"
accession: "0001841408-26-000003"
form_type: "8-K"
ticker: "DAVE"
cik: "0001841408"
company_name: "Dave Inc./DE"
filed_at: "2026-03-02T23:59:59+00:00"
generated_at: "2026-05-15T22:45:52.043672+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Dave Q4 revenue +62% to $163.7M, net income +292% to $66.0M; FY 2025 revenue +60%; guides FY26 rev $690-710M

## Summary
- Q4 revenue $163.7M (+62% YoY); GAAP net income $66.0M (+292%); Adj. EBITDA $72.9M (+118%).
- FY 2025 revenue $554.2M (+60%); net income $195.9M (+238%); Adj. EBITDA $226.7M (+162%).
- FY 2026 guidance: revenue $690-710M (25-28% growth), Adj. EBITDA $290-305M, Adj. EPS $14-$15.
- Board authorized new $300M share repurchase program, replacing prior $125M program with $113.2M remaining.
- MTMs up 19% to 2.93M; ExtraCash originations +50% to $2.2B; 28-day past due rate improved to 1.89%.

## SEC filing metadata
- accession: 0001841408-26-000003
- form_type: 8-K
- ticker: DAVE
- cik: 0001841408
- company_name: Dave Inc./DE
- filed_at: 2026-03-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 5.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1841408/000184140826000003/0001841408-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1841408/000184140826000003/dave-20260226.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001841408-26-000003
- JSON: https://secwatch.observer/filing/0001841408-26-000003.json
- Plain text: https://secwatch.observer/filing/0001841408-26-000003.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.