{"schema_version":"secwatch.filing_event.v1","accession":"0001849253-26-000004","form_type":"8-K","ticker":"RYAN","cik":"0001849253","company_name":"RYAN SPECIALTY HOLDINGS, INC.","filed_at":"2026-02-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.527981+00:00","generated_at":"2026-05-16T03:06:20.484776+00:00","sec_items":["2.02","2.05","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"confidence":"high","headline":"Ryan Specialty Q4 revenue +13% to $751M; net income down 27%; announces $300M buyback and restructuring","bullets":["Q4 revenue $751.2M (+13.2% YoY); organic growth 6.6% vs 11.0% prior year.","Q4 net income $31.2M (-26.6%); GAAP EPS $0.06; adjusted EPS $0.45 (flat YoY).","Board approved three-year 'Empower Program' with ~$160M pre-tax charges, targeting $80M annual savings by 2029.","$300M share repurchase program authorized; quarterly dividend $0.13 payable March 10, 2026.","FY 2025 revenue $3.05B (+21.3%); adjusted EBITDAC $966.7M (+19.2%); adjusted EPS $1.96 (+9.5%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001849253-26-000004","json":"https://secwatch.observer/filing/0001849253-26-000004.json","markdown":"https://secwatch.observer/filing/0001849253-26-000004.md","text":"https://secwatch.observer/filing/0001849253-26-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849253/000184925326000004/0001849253-26-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849253/000184925326000004/ryan-20260212.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T03:06:20.484776+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}