---
schema_version: "secwatch.filing_event.v1"
accession: "0001849253-26-000004"
form_type: "8-K"
ticker: "RYAN"
cik: "0001849253"
company_name: "RYAN SPECIALTY HOLDINGS, INC."
filed_at: "2026-02-12T23:59:59+00:00"
generated_at: "2026-05-16T03:06:20.484776+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Ryan Specialty Q4 revenue +13% to $751M; net income down 27%; announces $300M buyback and restructuring

## Summary
- Q4 revenue $751.2M (+13.2% YoY); organic growth 6.6% vs 11.0% prior year.
- Q4 net income $31.2M (-26.6%); GAAP EPS $0.06; adjusted EPS $0.45 (flat YoY).
- Board approved three-year 'Empower Program' with ~$160M pre-tax charges, targeting $80M annual savings by 2029.
- $300M share repurchase program authorized; quarterly dividend $0.13 payable March 10, 2026.
- FY 2025 revenue $3.05B (+21.3%); adjusted EBITDAC $966.7M (+19.2%); adjusted EPS $1.96 (+9.5%).

## SEC filing metadata
- accession: 0001849253-26-000004
- form_type: 8-K
- ticker: RYAN
- cik: 0001849253
- company_name: RYAN SPECIALTY HOLDINGS, INC.
- filed_at: 2026-02-12T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 2.05, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1849253/000184925326000004/0001849253-26-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1849253/000184925326000004/ryan-20260212.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001849253-26-000004
- JSON: https://secwatch.observer/filing/0001849253-26-000004.json
- Plain text: https://secwatch.observer/filing/0001849253-26-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.