{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-22-000014","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.731914+00:00","generated_at":"2026-06-23T00:13:54.714227+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Catalyst Bancorp posts Q3 net income of $139K; loans down, NPAs rise to 0.68%","bullets":["Net income $139,000 (+$121,000 QoQ); net interest margin 2.75% (+4 bps).","Loans fell 1% to $131.7M; deposits grew 3% to $184.2M.","Non-performing assets up 19% to $1.9M (0.68% of assets vs 0.57% prior).","Allowance for loan losses decreased to 1.37% of loans from 1.48%.","Rebranding costs fell to $28K from $208K; prior Q2 had $171K CDFI grant."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-22-000014","json":"https://secwatch.observer/filing/0001849867-22-000014.json","markdown":"https://secwatch.observer/filing/0001849867-22-000014.md","text":"https://secwatch.observer/filing/0001849867-22-000014.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986722000014/0001849867-22-000014-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986722000014/clst-20221027x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:13:54.714227+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4e1e028255f5169132744a04f5088c18b75ab09c","claim":"Catalyst Bancorp, Inc. reported the third quarter of 2022 results: net income $139,000.","evidence_excerpt":"For the quarter, the Company reported net income of $139,000, up $121,000 from the second quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1849867/000184986722000014/0001849867-22-000014-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2022"},{"label":"Net income","value":"$139,000"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}