{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-23-000004","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:47.134784+00:00","generated_at":"2026-06-20T08:29:00.471255+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Catalyst Bancorp Q4 net income rises 27% to $171K; approves first share repurchase plan","bullets":["Q4 2022 net income $171K, up 27% from Q3 2022; net interest margin 2.96%, up 21 bps.","Loans grew 1% to $133.6M; deposits decreased 10% to $165.1M.","Board authorizes repurchase of up to 265,000 shares (~5% of outstanding common stock).","Non-performing assets $2.0M (0.76% of total assets); allowance 1.35% of loans.","No provision for loan losses; net loan recoveries of $3K in Q4."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-23-000004","json":"https://secwatch.observer/filing/0001849867-23-000004.json","markdown":"https://secwatch.observer/filing/0001849867-23-000004.md","text":"https://secwatch.observer/filing/0001849867-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986723000004/0001849867-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986723000004/clst-20230126x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T08:29:00.471255+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"e803e221fb87c06ed20034aeaa2b0afc77b97a03","claim":"Catalyst Bancorp, Inc. reported the fourth quarter of 2022 results: net income $171,000.","evidence_excerpt":"Catalyst Bancorp, Inc. (Nasdaq: “CLST”) (the “Company”), the parent company for Catalyst Bank (the “Bank”) (www.catalystbank.com), reported financial results for the fourth quarter of 2022. For the quarter, the Company reported net income of $171,000, up $36,000, or 27%, from the third quarter of 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1849867/000184986723000004/0001849867-23-000004-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter of 2022"},{"label":"Net income","value":"$171,000"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}