{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-23-000030","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2023-07-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:35.755485+00:00","generated_at":"2026-06-13T00:55:21.810504+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Catalyst Bancorp Q2 net income falls to $39k; deposit outflows and NIM compression weigh","bullets":["Net income $39,000 in Q2 2023, halved from $73,000 in Q1; EPS not disclosed.","Net interest margin 3.02%, down 8bps QoQ; net interest income $1.9M, down 3% from Q1.","Deposits fell $8.3M (5%) to $171.4M; public fund deposits dropped from $40.1M to $24.7M.","Repurchased 129,070 shares at avg $10.65; 156,542 shares remain under April 2023 plan.","Unrealized losses on AFS securities increased to $10.9M from $10.1M; NPAs at 0.82% of assets."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-23-000030","json":"https://secwatch.observer/filing/0001849867-23-000030.json","markdown":"https://secwatch.observer/filing/0001849867-23-000030.md","text":"https://secwatch.observer/filing/0001849867-23-000030.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986723000030/0001849867-23-000030-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986723000030/clst-20230727x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T00:55:21.810504+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"521cc3f01efa16b1dbdbb716339f227e22d3c597","claim":"Catalyst Bancorp, Inc. reported the second quarter of 2023 results: net income $39,000.","evidence_excerpt":"For the quarter, the Company reported net income of $39,000, compared to $73,000 for the first quarter of 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1849867/000184986723000030/0001849867-23-000030-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the second quarter of 2023"},{"label":"Net income","value":"$39,000"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}