---
schema_version: "secwatch.filing_event.v1"
accession: "0001849867-23-000036"
form_type: "8-K"
ticker: "CLST"
cik: "0001849867"
company_name: "Catalyst Bancorp, Inc."
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T08:49:26.902534+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Catalyst Bancorp Q3 net income $170K, up from $39K; loans grow 2% QoQ

## Summary
- Net income of $170K for Q3 2023, compared to $39K in Q2 2023.
- Loans grew $2.2M (2%) to $135.7M, led by C&I and construction loans.
- Net interest margin expanded 11 bps to 3.13% for Q3 2023.
- Repurchased 81,252 shares at avg $12.33 under April 2023 repurchase plan.
- Deposits fell $6.2M (4%) to $165.2M; uninsured deposits at $45.2M.

## SEC filing metadata
- accession: 0001849867-23-000036
- form_type: 8-K
- ticker: CLST
- cik: 0001849867
- company_name: Catalyst Bancorp, Inc.
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1849867/000184986723000036/0001849867-23-000036-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1849867/000184986723000036/clst-20231026x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001849867-23-000036
- JSON: https://secwatch.observer/filing/0001849867-23-000036.json
- Plain text: https://secwatch.observer/filing/0001849867-23-000036.txt

## Key facts
- Earnings Releases
  Catalyst Bancorp, Inc. reported the third quarter of 2023 results: net income net income of $170,000.
  - Period: the third quarter of 2023
  - Net income: net income of $170,000
  - Result: reported results
  source text: For the quarter, the Company reported net income of $170,000, up $131,000, compared to net income of $39,000 for the second quarter of 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1849867/000184986723000036/0001849867-23-000036-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.