{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-24-000023","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2024-07-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:14.907483+00:00","generated_at":"2026-05-31T14:29:55.558436+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Catalyst Bancorp Q2 net income $527K vs Q1 loss of $4.7M; loans up 7% QoQ","bullets":["Net income of $527,000 for Q2 2024, compared to net loss of $4.7M in Q1 2024 (included $5.5M loss on sale of securities).","Loans totaled $153.3M, up $9.8M (7%) from March 31, 2024, driven by commercial and industrial growth (52% increase).","Net interest margin expanded 60 bps to 3.72% in Q2; net interest income up 17% QoQ to $2.4M.","Repurchased 79,802 shares at average cost $11.88 during Q2; 172,527 shares remain available under plan.","Non-interest expense down 26% QoQ to $2.1M as Q1 included $560K in core system conversion costs."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-24-000023","json":"https://secwatch.observer/filing/0001849867-24-000023.json","markdown":"https://secwatch.observer/filing/0001849867-24-000023.md","text":"https://secwatch.observer/filing/0001849867-24-000023.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986724000023/0001849867-24-000023-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986724000023/clst-20240731x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T14:29:55.558436+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}