{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-25-000002","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2025-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:05.293997+00:00","generated_at":"2026-05-27T15:42:29.422534+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Catalyst Bancorp Q4 net income up 40% to $626K; loans grow record 15% YoY","bullets":["Net income of $626K for Q4 2024, up 40% from $447K in Q3 2024.","Loan portfolio grew $22.2M (15%) for full year ended Dec 2024; total loans $167.1M.","Net interest margin increased to 3.92% from 3.86%; net interest income $2.5M.","Paid off $20M BTFP advance; deposits up 11% to $185.7M mainly on seasonal public funds.","Repurchased 120,977 shares at avg $11.70 in Q4; 187,150 shares remaining under plan."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-25-000002","json":"https://secwatch.observer/filing/0001849867-25-000002.json","markdown":"https://secwatch.observer/filing/0001849867-25-000002.md","text":"https://secwatch.observer/filing/0001849867-25-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986725000002/0001849867-25-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986725000002/clst-20250123x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T15:42:29.422534+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}