secwatch.observer — SEC 8-K summary
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Issuer:     Catalyst Bancorp, Inc. (CLST)
CIK:        0001849867
Form:       8-K
Filed at:   2025-01-23T23:59:59+00:00
Accession:  0001849867-25-000002
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Catalyst Bancorp Q4 net income up 40% to $626K; loans grow record 15% YoY
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- Net income of $626K for Q4 2024, up 40% from $447K in Q3 2024.
- Loan portfolio grew $22.2M (15%) for full year ended Dec 2024; total loans $167.1M.
- Net interest margin increased to 3.92% from 3.86%; net interest income $2.5M.
- Paid off $20M BTFP advance; deposits up 11% to $185.7M mainly on seasonal public funds.
- Repurchased 120,977 shares at avg $11.70 in Q4; 187,150 shares remaining under plan.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1849867/000184986725000002/0001849867-25-000002-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1849867/000184986725000002/clst-20250123x8k.htm
  HTML page:      https://secwatch.observer/filing/0001849867-25-000002

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer