{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-25-000018","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2025-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:45.351832+00:00","generated_at":"2026-05-18T02:37:08.919265+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Catalyst Bancorp Q2 net income $521k vs Q1 $586k; NIM expands to 3.98%","bullets":["Net income of $521,000 for Q2 2025, down from $586,000 in Q1 2025.","Loans grew to $167.6M (+$1.5M); deposits up $1.6M to $182.2M.","Net interest margin rose 9 bps to 3.98%; provision for credit losses remained zero.","Non-performing assets $1.8M (0.64% of assets), stable vs prior quarter.","Company repurchased 62,385 shares at avg $11.91 in Q2."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-25-000018","json":"https://secwatch.observer/filing/0001849867-25-000018.json","markdown":"https://secwatch.observer/filing/0001849867-25-000018.md","text":"https://secwatch.observer/filing/0001849867-25-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986725000018/0001849867-25-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986725000018/clst-20250724x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T02:37:08.919265+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}