secwatch.observer — SEC 8-K summary
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Issuer:     Catalyst Bancorp, Inc. (CLST)
CIK:        0001849867
Form:       8-K
Filed at:   2025-07-24T23:59:59+00:00
Accession:  0001849867-25-000018
Event type: earnings
Sentiment:  neutral
Materiality: 0.50
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Catalyst Bancorp Q2 net income $521k vs Q1 $586k; NIM expands to 3.98%
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- Net income of $521,000 for Q2 2025, down from $586,000 in Q1 2025.
- Loans grew to $167.6M (+$1.5M); deposits up $1.6M to $182.2M.
- Net interest margin rose 9 bps to 3.98%; provision for credit losses remained zero.
- Non-performing assets $1.8M (0.64% of assets), stable vs prior quarter.
- Company repurchased 62,385 shares at avg $11.91 in Q2.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1849867/000184986725000018/0001849867-25-000018-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1849867/000184986725000018/clst-20250724x8k.htm
  HTML page:      https://secwatch.observer/filing/0001849867-25-000018

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer