{"schema_version":"secwatch.filing_event.v1","accession":"0001849867-26-000007","form_type":"8-K","ticker":"CLST","cik":"0001849867","company_name":"Catalyst Bancorp, Inc.","filed_at":"2026-04-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.128264+00:00","generated_at":"2026-05-15T01:07:02.673333+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Catalyst Bancorp Q1 net income $558k ($0.15 EPS); deposits up 5% sequentially","bullets":["Net income of $558k ($0.15 diluted EPS) vs $456k ($0.13) in Q4 2025.","Net interest margin 3.83%, down 8 bps from prior quarter; net interest income $2.5M (+$38k).","Loans fell 4% to $163.7M; $5.9M C&I loan paid off on business sale.","Deposits rose 5% to $195.4M, driven by seasonal public fund deposits.","Professional fees of $95k for pending Lakeside acquisition; share repurchases paused."],"urls":{"canonical":"https://secwatch.observer/filing/0001849867-26-000007","json":"https://secwatch.observer/filing/0001849867-26-000007.json","markdown":"https://secwatch.observer/filing/0001849867-26-000007.md","text":"https://secwatch.observer/filing/0001849867-26-000007.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1849867/000184986726000007/0001849867-26-000007-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1849867/000184986726000007/clst-20260430x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T01:07:02.673333+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"81d02f4f4c0a883be1392ed3a6b4d3eb19fc75da","claim":"Catalyst Bancorp, Inc. reported quarter ended March 31, 2026 results: net income $558,000, EPS $0.15.","evidence_excerpt":"Catalyst Bancorp, Inc. (Nasdaq: “CLST”) (the “Company”), the parent company for Catalyst Bank (the “Bank”) (www.catalystbank.com), reported net income of $558,000, or $0.15 per diluted common share (“diluted EPS”), for the first quarter of 2026, compared to net income of $456,000, or $0.13 diluted EPS, for the fourth quarter of 2025.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1849867/000184986726000007/0001849867-26-000007-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2026"},{"label":"Net income","value":"$558,000"},{"label":"EPS","value":"$0.15"},{"label":"Result","value":"reported results"}]}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}