secwatch.observer — SEC 8-K summary
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Issuer:     Catalyst Bancorp, Inc. (CLST)
CIK:        0001849867
Form:       8-K
Filed at:   2026-04-30T23:59:59+00:00
Accession:  0001849867-26-000007
Event type: earnings
Sentiment:  positive
Materiality: 0.60
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Catalyst Bancorp Q1 net income $558k ($0.15 EPS); deposits up 5% sequentially
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- Net income of $558k ($0.15 diluted EPS) vs $456k ($0.13) in Q4 2025.
- Net interest margin 3.83%, down 8 bps from prior quarter; net interest income $2.5M (+$38k).
- Loans fell 4% to $163.7M; $5.9M C&I loan paid off on business sale.
- Deposits rose 5% to $195.4M, driven by seasonal public fund deposits.
- Professional fees of $95k for pending Lakeside acquisition; share repurchases paused.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1849867/000184986726000007/0001849867-26-000007-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1849867/000184986726000007/clst-20260430x8k.htm
  HTML page:      https://secwatch.observer/filing/0001849867-26-000007

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer